The New York Times is reporting that there are a lot of Affordable Health Care Act freebies available, but they also say that there's a catch:
Millions of people could qualify for federal subsidies that will pay the entire monthly cost of some health care plans being offered in the online marketplaces set up under President Obama’s health care law, a surprising figure that has not garnered much attention, in part because the zero-premium plans come with serious trade-offs.
Three independent estimates by Wall Street analysts and a consulting firm say up to seven million people could qualify for the plans, but federal officials and insurers are reluctant to push them too hard because they are concerned about encouraging people to sign up for something that might ultimately not fit their needs.
They're referring here to the most affordable of the plans, the "bronze" plan. Those require that the insured must pay more out-of-pocket costs for doctor visits, hospital stays, and other benefits.
Independence Blue Cross in Philadelphia has four plans that are free to some customers. But the company, along with other insurers, has been careful not to publicize its free coverage for fear of alienating customers who will need to pay more.
Note to healthy, young potential insurance customers:
The analysis found that five million to six million people who are uninsured will qualify for subsidies that will be greater than the cost of the cheapest bronze or silver plan.
None of those millions of people would qualify for Medicaid.
And to those trolls who keep tweeting me about what a commie dictator monster President Obama is, because he wants people to be forced to, you know, be healthy and live and stuff:
Not everyone selects the cheapest option. Dante Olivia Smith, a lighting designer from Manhattan, learned that federal subsidies would allow her to buy a bronze plan for $24 a month.
“It was astounding,” she said. “I almost started crying, and called my mom.”
In the end, however, she went with a silver plan for $91 a month that included dental and vision coverage.
The NY Times has more details here. These were just a few excerpts, but overall, more people will have more options. More Americans will be covered, and only about 3% will need to make a change. Well, about 3.75%.
About 5% of America's population get individual medical insurance policies that cost more and cover less, but neither CBS nor NBC covered that aspect of the story. About 15.8 million people out of about 317 million people had nearly no protection before the ACA and a much higher chance of being screwed over by their insurance company. Does either CBS or NBC cover the atrocity of taking money for insurance coverage that leaves you all but bare? Oh, no they go for the sensational bullcrap story line. ... If you need numbers, anywhere from 6.3 million to 11.9 million people will need to make a change, because what they have now no longer qualifies as insurance. Yes, the ACA forces people to change from junk insurance to something that offers real security....
75% of 5% is is 3.75%...
More at the link.
After all, who was it who told Health and Human Services Secretary Kathleen Sebelius to shove her repeated requests for more funding to implement the Affordable Care Act up her coochie? It was congressional Republicans. Even as late as April of this year, with the ACA a Supreme Court-approved law, Republicans were laughing at the idea that they would give more money to make sure that Obamacare was a success.